Contact Info


Phone: 0452 - 2690056


Dr.S.Dharmaraj is a Ph.D. (Finance Area) from Jawaharlal Nehru Technological University – Hyderabad (JNTUH). He did his M.Com and M.Phil from Bharathidhasan Univerisiy and Post Graduate Diploma in Rural Development through Annamalai University. He completed the Faculty Development Programme (FDP) in Indian Institute of Management – Ahmedabad (IIMA). He is a Certified Trainer for Financial Cooperatives (CTFC) by the Centre for Professional Excellence in Cooperatives (C-PEC), BIRD – Lucknow.

Dr.S.Dharmaraj has more than two-decades of teaching and training experience in various areas of cooperative management.He served in Institute of Cooperative Management – Kannur(Kerala) for more than ten years. He has critical and analytical writings (Articles and Cases) to his credit, published in reputed journals. He prepared various monographs, success stories and short-projects in the areas of cooperative management, rural credit, micro-finance and banking. He also prepared various projects for Central and State Governments. He presented quite a few Papers in National and International Seminars and Conferences in India including prestigious institutes like IIM-Kozhikode. Attended several Faculty Development Programmes (FDPs) and Workshops on various subject matters.

Dr.Dharmaraj’s teaching, training, research and consulting interests include Cooperative Management, Finance, Credit and Banking. He conducted various training programmes, seminars and workshops on diverse themes of cooperative management to the different cadres of employees/executives in cooperative institutions, cooperative department and other departments.